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Retirement might seem like a lifetime away, but the earlier you invest in your pension, the better the lifestyle you’ll have in retirement.

If you haven’t started a pension yet, it’s not too late. But don’t delay – the longer you wait, the more you’ll have to save every month. If you have a pension it’s important to review it to make sure your on track.

Before you retire, you need to consider tax efficient ‘last minute’ pre-retirement strategies and learn about your investment & lump sum options at retirement.

It’s time to get serious about your pension & increase your savings for retirement. Don’t delay, review your plans today.

If you are self employed or a company director, you can use your pension fund to extract money from the business into your own name in a tax efficient manner.

Avoid ‘on the spot’ fines and penalties by making sure you’re compliant with the Pensions Act 1990.